Ayushman Bharat Yojana ( Health Insurance India) Toll-free Phone number, Features, Eligibility, How to apply, Official Website- Ayushman Bharat is a health insurance scheme under which 10.74 crore poor households across India will be eligible for reimbursement of up to Rs 5 lakh per year towards hospitalization expenses of their family members. Apart from the expenses on in-patient treatment, the scheme also covers pre- and post-hospitalization costs to some extent. Indu Bhushan appointed as a Chief Executive Officer (CEO) and Dr. Dinesh Arora appointed as deputy CEO of Ayushman Bharat Yojana.
Features of this Scheme:
- It is deemed as the world’s largest government-funded healthcare programme covering around 50 Crore beneficiaries.
- The Ayushman Bharat is a scheme that aims to provide health insurance to 10 crore families.
- The coverage will be Rs.5 lakh per year per family.
- 1,354 health packages are included in this scheme. Major treatments like coronary bypass, knee replacements, and stenting would be provided at 15% to 20% cheaper rate than the Central Government Health Scheme.
- The scheme provides the cashless and paperless claim process.
- You can avail the benefits either in Government Hospitals or with listed private hospitals.
- The beneficiaries identified based on the deprivation categories (D1, D2, D3, D4, D5, and D7). For urban areas, 11 occupational criteria will determine the eligibility.
- Here, family means no restriction on a number of members or age.
- As of now, Aadhaar card is not mandatory. You just have to prove your identity through Aadhaar, Voter ID or Ration Card.
- Each empanelled hospital will have the “Ayushman Mitra Help Desk”, where the beneficiary can check the eligibility and enroll for the scheme.
- All beneficiaries will get the QR Code. This will help in identifying the beneficiary.
Eligibility Criteria of Ayushman Bharat Yojana:
- This scheme offered to poor people as per data collected under social economical caste census conducted by the government in 2011.
- Aadhaar card is not mandatory to avail benefit under this scheme but valid ID is required to get treatment at the hospital.
- There is no limitation about family member under this scheme.
Target Audience – Poor and economically backward class people which includes –
- Family with no adult member between 16 to 59 years.
- A family only headed by a female member
- SC/ST household
- Casual Labor
- Primitive tribal groups
- Domestic worker/ Street vendor/ Cobbler/Hawker/ Other service provider working on streets
- Construction worker/ Plumber/ Mason/ Labour/ Painter/ Welder/ Security guard
- Transport worker/ Driver/ Conductor/ Helper
- Shop worker/ Assistant/ Peon in small establishment/ Helper/Delivery assistant /
- Attendant/ Waiter
- Respective special category certificates
- Age proof documents Family structure
- Identification details Contact information
- Scanned copy of Aadhar Income certificate
- Caste certificate
- Toll-Free Contact Number-1455 or 1800111565
- Email IDfirstname.lastname@example.org
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You can apply for this scheme via their official website.
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